MergePower Inc. | Attribute Pro®

Attribute Pro®

Attribute Pro allows users to create complex, custom credit bureau attributes through a simple, easy to use graphical interface. This enables anyone, even non-programmers to easily create credit attributes with a few clicks.

Attribute Pro works well with the Merge Pro merge engine and the Score Pro scoring engine, giving the user the flexibility to calculate new credit attributes from either merged or unmerged data, and the ability to implement all types of scoring models using the new attributes, in a matter of minutes.

Input & Output
Attribute Pro can create attributes from either an existing MISMO XML credit report file or any of the following infiles: Equifax (versions 5.0, 6.0, and CMS), Experian (versions 6 and 7), TransUnion (versions 4.0 and 4.1) while all output is in MISMO certified XML.

Attribute Pro is blindingly fast. It is able to calculate over 1,000 credit attributes each second.

Easy to Use
A sample of the literally thousands of possible credit attributes that can be created with Attribute Pro are shown below. Paired with each credit attribute are the number of clicks and/or keystrokes needed for its creation »

▸  “Number of 60 Day Lates on Non-disputed Installment trades with a Past Due Amount greater than $50″
(3 keystrokes and 4 mouse clicks)
▸  “The total outstanding Balance on all Revolving trades containing any Delinquency within the last 6 months”
(4 mouse clicks)
▸  “Number of Bank Revolving trades opened within the last 2 years”
(5 mouse clicks)

▸  “Number of months since most recent Collection with a Charge Off Amount between $150 and $2000″
(10 keystrokes and 3 mouse clicks)
▸  “Maximum number of instances, on any single Mortgage trade, of 30 Day Lates within the last 5 years”
(4 mouse clicks)
▸  “Percent of credit utilization on Non-delinquent, Revolving trades with a Credit Limit above $5000″
(5 keystrokes and 4 mouse clicks)